Personal & business lending

Built for people who read the fine print.

No buried clauses, no surprise charges. Every rate, fee, and repayment term is printed exactly where you can see it — before you sign anything.

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Loan Summary § 4.2
Loan amount₹5,00,000
Interest rate (p.a.)10.5%
Tenure36 months
Processing fee₹0 — waived
Prepayment penaltyNone
Monthly EMI₹16,255
About Clearline

A lender that shows its work.

Most loan pages sell you a low headline rate and let the real terms sit in a PDF you'll never open. We do the opposite — every number that affects your repayment is on the page, in plain language, before you apply.

Clearline has funded loans across personal, home, auto, business, and education categories, underwritten by a team that explains its decisions instead of hiding behind them.

₹1,240Cr+
Disbursed to date
0
Hidden fee categories
48 hrs
Average approval time
4.8/5
Borrower rating
Loan types

Pick the loan that matches your reason for borrowing.

PERSONAL

Personal Loan

For medical bills, weddings, travel, or anything unplanned. No collateral needed.

From 10.5% p.a.
HOME

Home Loan

Buy, build, or renovate — with a fixed schedule that doesn't shift after year one.

From 8.4% p.a.
AUTO

Auto Loan

New or used vehicles, with same-day in-principle approval.

From 9.1% p.a.
BUSINESS

Business Loan

Working capital or expansion funding, sized to your monthly cash flow.

From 11.8% p.a.
EDUCATION

Education Loan

Tuition and living costs, with repayment that starts after your course ends.

From 9.75% p.a.
GOLD

Gold Loan

Quick funds against gold jewellery, released within hours of appraisal.

From 8.9% p.a.
Why Clearline

Built for people who read the fine print — because we wrote it to be read.

§ 1 — Rate

One rate, stated upfront

The rate you see at application is the rate on your agreement. No "starting from" bait.

§ 2 — Fees

Every fee, itemised

Processing, foreclosure, and late fees are listed as line items, not folded into APR.

§ 3 — Prepayment

No penalty for paying early

Close your loan ahead of schedule without owing extra for doing so.

§ 4 — Language

Plain-language agreements

Contracts are written to be understood on first read, not decoded with a lawyer.

How it works

Four steps, start to disbursal.

01

Check your rate

Answer a few questions. Seeing your rate doesn't affect your credit score.

02

Choose your terms

Adjust amount and tenure until the EMI fits your budget.

03

Verify & sign

Upload documents and e-sign the agreement — the same one you already reviewed.

04

Get funded

Funds are disbursed to your account, typically within 48 hours.

Loan calculator

See your EMI before you apply.

Monthly EMI
₹0
Principal₹0
Total interest₹0
Total payable₹0
FAQ

Questions people actually ask.

No. The initial rate check is a soft inquiry and does not appear on your credit report. A hard inquiry only happens if you proceed to sign.

No. Every fee that applies to your loan — processing, late payment, foreclosure — is listed in your loan summary before you sign, with none added afterward.

Yes, at any time, with no prepayment penalty on personal, auto, or business loans.

Most applications receive an in-principle decision within a few minutes, and funds are typically disbursed within 48 hours of final approval.

Valid ID, address proof, and income proof (salary slips or bank statements for the last 3 months). Requirements vary slightly by loan type.